Your last stopto financialfreedom.
Loans, investments and advisory for Nigerian businesses and the people who run them — from a finance company licensed by the Central Bank of Nigeria.
CBN licensed
Regulated as a finance company by the Central Bank of Nigeria.
Data handled properly
Encrypted in transit and at rest. We never ask for your OTP.
Four services, one standard of clarity
Whether you are borrowing, placing funds or planning the next stage of a business, you will know the terms before you commit.
Empowering women entrepreneurs, one business at a time
A dedicated programme for women-owned businesses in Lagos: up to ₦5 million, plus mentorship, capacity building and a network of founders and investors who keep showing up after the facility closes.
- Access to capitalUp to ₦5m for stock, equipment and expansion
- MentorshipSessions with operators who have done it
- Business supportFinancial management, marketing, operations
- NetworkA community of women entrepreneurs and investors
What we hold to, whoever is asking
Delivering innovative, transparent and inclusive financial solutions — expanding access to capital, fostering sustainable growth, and building lasting trust.
Indie Finance was founded to deliver tailored, transparent financing to Nigerian SMEs and corporate enterprises, combining data analytics with deep client relationships so businesses access the right capital when it matters most.
More about us- 01
Empathy
We understand the diverse financial journeys of our clients and approach every interaction with empathy, ensuring our solutions align with their circumstances.
- 02
Innovation
We embrace continuous improvement, seeking new and creative ways to enhance financial services for our clients.
- 03
Transparency
Open and honest communication is the foundation of our relationships. We provide clear information so clients can make informed financial decisions.
- 04
Inclusion
We believe in financial inclusion for all. Our services are designed to be accessible to a wide range of individuals and businesses.
- 05
Integrity
We uphold the highest standards of integrity in every interaction. Trust is paramount, and we build it through ethical and principled practice.
Regulatory Bodies...
Questions we are asked most
If your question is not here, Indie — the assistant in the corner of this page — can usually answer it, or the team will.
All questionsIndie Finance Company is licensed and regulated by the Central Bank of Nigeria (CBN) as a finance company.
Our office is at Suite C16/17, Plot 1 & 2 Lennox Mall, Admiralty Way, Lekki Phase 1, Lagos. We are open Monday to Friday, 8:00am to 5:00pm.
You must be 18 years or older and a Nigerian. Business facilities also require a registered business with a trading history. All facilities are subject to our terms and conditions.
Your BVN, proof of salary or self-employment, recent bank statements, and financial records for the business. We will tell you if anything else is needed before we start the assessment.
Our standard commercial rate is 5% flat per month on the original principal, plus a 1% one-off management fee. Your exact monthly repayment and total cost are confirmed during the application and set out in your offer letter before you sign.
A complete application receives a written decision within 48 working hours. Disbursement follows offer acceptance and documentation.
Ready when you are.
Tell us what you are funding and we will tell you, plainly, whether we can help and on what terms.